Royal Engineering Tech

& Royal Solutions

Company Structure & Tribal Ownership

Leveraging tribal ownership advantages and Indian Loan Guarantee Program benefits for enhanced lending terms

Ownership Structure

PeaceEngineers.org

51% Majority Ownership

Representative: Raven Rolland Gregg

Entity Type: Tribal Organization

Status: Native American Tribal Entity

Governance: Majority voting control

Strategic Partners

49% Partnership Share

Composition: Qualified Investors

Role: Capital & Expertise

Rights: Profit sharing

Influence: Advisory input

Corporate Structure Benefits

FEDERAL RECOGNITION

Tribal entity status provides federal recognition and associated benefits

GOVERNANCE CONTROL

51% tribal ownership ensures tribal control and cultural alignment

REGULATORY ADVANTAGES

Access to specialized programs and regulatory frameworks

Tribal Ownership Advantages

Strategic benefits of tribal majority ownership structure enhancing business opportunities and lending terms

Federal Contracting Preferences

Priority consideration for government contracts and set-aside opportunities

  • •8(a) Business Development Program eligibility
  • •HUBZone certification potential
  • •Small Disadvantaged Business status
  • •Native American preference programs

Tax Advantages

Specialized tax benefits for tribal enterprises and operations

  • •Tribal tax sovereignty benefits
  • •Federal tax exemptions on tribal land
  • •State tax considerations
  • •Enhanced depreciation schedules

Enhanced Lending Terms

Access to specialized lending programs with favorable terms

  • •Lower interest rates through guarantees
  • •Reduced collateral requirements
  • •Extended repayment terms
  • •Flexible underwriting criteria

Cultural & Environmental Alignment

Natural fit with sustainability and environmental stewardship values

  • •Traditional ecological knowledge
  • •Sustainable resource management
  • •Community benefit focus
  • •Long-term environmental thinking

Indian Loan Guarantee Program Benefits

Program Overview

The Indian Loan Guarantee Program, administered by the Bureau of Indian Affairs, provides loan guarantees to Native American-owned businesses to improve access to capital and promote economic development.

Maximum Loan Amount:

$5,000,000 per borrower

Guarantee Coverage:

Up to 90% of loan principal

Eligible Uses:

Business acquisition, expansion, working capital

Interest Rate:

Prime + reasonable spread (typically 2-4%)

Federal Backing

Up to 90% loan guarantee reducing lender risk

Favorable Terms

Reduced interest rates and fees

Extended Terms

Longer repayment periods available

Flexible Requirements

Relaxed collateral and credit requirements

Impact on Loan Application

For Lender (Columbia Bank):

  • • 90% federal guarantee reduces risk exposure
  • • Streamlined approval process
  • • Government backing enhances security
  • • Potential for preferred lender status

For Royal Engineering:

  • • Access to $3.5M loan amount
  • • Competitive interest rates
  • • Flexible collateral requirements
  • • Enhanced approval probability